Stablecoin Market Nears $300B as Growth Expands Beyond Trading

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NEW YORK, Oct. 15, 2025 — The stablecoin market growth is gaining momentum, moving toward the $300 billion mark, according to new data from Artemis. Once confined to crypto trading desks, these digital dollars are now flowing into payments, payroll, and tokenized finance. The shift signals a major step in the evolution of digital money.

Artemis data shows total stablecoin supply has climbed roughly 72% over the past year, supported by higher issuance on Ethereum, Solana, and emerging chains such as Plasma. Moreover, market leaders Tether (USDT) and USD Coin (USDC) still dominate overall circulation. However, a growing share of transactions is shifting toward faster, lower-cost blockchains. As a result, stablecoins are moving beyond trading platforms and embedding deeper into financial systems.

Financial and technology firms are also expanding their use cases. Across Latin America, Asia, and Africa, payment companies are turning to stablecoins for remittances and salary transfers. Meanwhile, PayPal’s PYUSD and Circle’s regulated tokens are running live settlement pilots. In addition, companies such as Rain and Visa are introducing cards tied to stablecoin balances, allowing users to spend digital dollars like regular currency.

“Stablecoins are becoming the new rails of digital finance,” said an Artemis analyst. “It’s no longer just about traders. Businesses and developers are treating these tokens as real infrastructure.” Furthermore, Ethereum and Tron continue to lead for issuance, while Base and Solana are quickly gaining traction among developers seeking faster settlement.

Regulators are also beginning to keep pace. The U.S. Genius Act, passed in July, established clear rules for audits, reserves, and consumer safeguards. In Europe, the MiCA framework defines how token-based assets can operate within payment systems. Consequently, these efforts are helping reduce uncertainty and building confidence for institutional adoption.

Beyond payments, stablecoin market growth is now feeding into the tokenization of real-world assets. Financial institutions are testing on-chain versions of funds, bonds, and trade settlements that rely on stablecoins for instant settlement. If successful, these initiatives could merge digital liquidity with traditional finance. Therefore, stablecoins may soon serve as the connective bridge between blockchain and capital markets.

At nearly $300 billion in circulation, the market’s growth looks structural rather than speculative. “Every new use case pushes stablecoins closer to mainstream finance,” Artemis noted. Still, transparency and trust will remain essential for stability and long-term adoption.

🔥 BULLISH: Stablecoin supply just crossed $300 billion for the first time. pic.twitter.com/ABU8A0oU3x

— Cointelegraph (@Cointelegraph) October 14, 2025

Ultimately, could this be the moment when stablecoins evolve from crypto tools into global settlement rails? The answer may define the next decade of finance and reshape how users trade and earn instantly on trusted crypto platforms.

Key Takeaways

• Global stablecoin supply nears $300B, according to Artemis.
• Issuance has surged 72% year-on-year across Ethereum, Solana, and emerging chains.
• Use cases are expanding from DeFi to payroll, payments, and remittances.
• Regulatory frameworks and interoperability will shape institutional adoption.